What type of investment properties do you loan on?

We provide funding for residential, non-owner occupied properties and commercial properties including (but not limited to): apartments, retail spaces, mixed-use buildings, and public-private partnerships.  We do not loan on mobile or manufactured homes, gas stations, churches, strip malls, ar washes or new construction projects.

Where do you lend?

While most of our loans are concentrated in the Southeast, we lend throughout the US.

How fast can you close a loan?

We consistantly fund investors in seven to ten (7-10) days. This can vary depending on the size, the type of the investment, and the title company.

How do you approve funding requests?

Our approvals are primarily based on an investor’s ability to succeed. Damaged credit or self-employed is ok.

Do you charge pre-payment penalties?

There are no pre-payment penalties for our Investor Rehab loans, and our Cash-out Refinances. Rental Property loans do have a pre-payment penalty during the first year.

What is the minimum I can borrow?


What is the maximum I can borrow?

$10 MM

Can I borrow rehab money?

Yes. Most of our loan programs include the option of funding for property rehab.

How much do you charge?

Our pricing is fair and straightforward with no junk fees or hidden charges at closing. A good faith estimate of all loan costs will be provided free-of-charge after loan request.

What is the minimum down payment required for your loans?

We typically require a minimum of 10% down payment on the Total Project Cost (“TPC”) plus closing costs. Total Project Cost can include purchase price and rehab.

Do you provide Proof-of-Funds Letters?

Yes, we provide Proof-of-Funds Letters to approved Investors with a (1) business day turn around.

What is your maximum loan-to-value (LTV)?

The maximum loan-to-value can range from 60% to 75%, based on the loan program. This percentage is based on the After Repaired Value based on comparable sales of arms-length transactions in the neighborhood. We typically do not use foreclosures or short sales for comparison, only conventional sales.